Side by Side Mortgage Calculator

Compare 2 loans side by side with detailed interest difference analysis, amortization comparison, and savings calculations. Make informed decisions with our comprehensive loan comparison calculator.

Our advanced side by side mortgage calculator helps you compare loans with precision. Analyze interest rate differences, monthly payment variations, and long-term costs to find the best mortgage option. Perfect for comparing different lenders, loan terms, or refinancing scenarios.

🏠 Loan Option A

Loan Amount

Interest Rate

Loan Term (Years)

Closing Costs

PMI/Month (if applicable)

🏡 Loan Option B

Loan Amount

Interest Rate

Loan Term (Years)

Closing Costs

PMI/Month (if applicable)

Comparison	Loan Option A	Loan Option B	Difference
Monthly Payment (P&I)	$0	$0	$0
Total Monthly Payment	$0	$0	$0
Total Interest Paid	$0	$0	$0
Total Loan Cost	$0	$0	$0
Payoff Time	0 years	0 years	0 years
Interest Rate Difference	-		0.00%

💡 Recommendation

Calculate both loans to see our recommendation.

Payment Comparison Chart

Interest vs Principal Over Time

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Side by Side Comparison

Compare 2 loans side by side with detailed breakdowns of monthly payments, total costs, and interest differences.

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Interest Difference Calculator

Instantly see how interest rate differences impact your total loan cost and monthly payments over time.

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Amortization Comparison

View detailed amortization schedules for both loans to understand principal and interest breakdown by year.

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Savings Calculator

Calculate potential savings in interest, monthly payments, and payoff time when choosing the better loan option.

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Visual Charts

Interactive charts showing payment trends, interest vs principal over time, and cumulative savings.

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Mobile Optimized

Fully responsive design works perfectly on all devices for loan comparison on the go.

Ready to Find Your Best Mortgage?

Use our other calculators to get a complete picture of your mortgage options and make the best financial decision.

Use Mortgage Calculator 🔄 Refinance Calculator ⚡ Payoff Calculator

How to Use the Side by Side Mortgage Calculator

Our loan comparison calculator is designed to help you make informed decisions when comparing mortgage options:

Enter Loan Details: Input loan amounts, interest rates, terms, and closing costs for both loan options
Add PMI: Include PMI costs if applicable to get accurate monthly payment comparisons
Compare Results: Review the summary table showing monthly payments, total interest, and loan costs
Analyze Differences: See exactly how much you save or pay extra with each option
View Amortization: Compare payment schedules and see how principal/interest changes over time
Make Your Decision: Use our recommendations and your analysis to choose the best loan

Why Compare Loans Side by Side?

Comparing mortgage loans side by side reveals important differences that aren't immediately obvious:

Interest Rate Impact: Even small rate differences can save or cost thousands over the loan term
Term Length Effects: Shorter terms mean higher payments but significant interest savings
Total Cost Analysis: See the complete financial picture including closing costs and PMI
Monthly Budget Planning: Understand how different loans affect your monthly cash flow
Long-term Savings: Identify opportunities to save money over the life of the loan

Mortgage Comparison Calculator Features

Our advanced loan comparison tool offers comprehensive analysis beyond basic calculations:

Real-time Calculations: Instant updates as you modify loan parameters
Detailed Breakdowns: Monthly payment components including PMI and closing costs
Amortization Schedules: Year-by-year payment breakdowns for both loans
Visual Comparisons: Charts and graphs showing payment trends over time
Export Functionality: Download your comparison data for reference
Mobile Responsive: Full functionality on smartphones and tablets